Will Getting a New Roof Help Lower Your Home Insurance?

As a homeowner, you might be wondering whether investing in a new roof could influence your home insurance costs. As a trusted residential roofing contractor, Pressure Point Roofing, Inc. explores how a new roof impacts insurance premiums. 

Will Getting a New Roof Help Lower Your Home Insurance?

The Insurance Benefits of a New Roof

A fresh, robust roof is far less prone to leaks or collapse under rain or wind, which are not uncommon in the Medford area. As such, notifying your insurance provider about your new roof can be a smart move. A new roof reflects a decreased likelihood of filing a claim, and insurers are often willing to acknowledge this reduced risk with lower premiums.

Invest in Your Roof, Invest in Savings

When considering a total roof replacement or even a timely roof repair, keep in mind that insurers typically ask about the age and condition of your roof. If you’ve had a recent replacement or repair, this could classify your home as lower-risk. An updated roof is also arguably more resilient to the unique climatic challenges of the region, like heavy rainfall, which may lead to lesser damage and fewer claims.

The Importance of Roof Quality and Material

Not all roofs are created equal in the eyes of an insurance company. The material your roof is composed of, its fire resistance rating, and its ability to withstand the elements play a crucial role in determining potential discounts. Roofs that are specially designed to resist high winds, hail, and even fire can lead to substantial savings on your insurance premiums.

Maintaining your roof is just as important as having a new one installed. Regular maintenance can help prevent small issues from becoming big, expensive ones. Insurers appreciate proactive homeowners who demonstrate diligence in home upkeep.

Communicate With Your Insurer

After getting your new roof installed or any significant repairs, reach out to your insurance agent. Keeping them informed is key to ensuring you are reaping any potential savings on your insurance costs. They’ll likely require documentation, so have any relevant warranties, certifications, and invoices ready.

Trust Our Roofers for All Your Roofing Needs

It is certainly advantageous from an insurance perspective to invest in a new roof or be proactive when it comes to roof maintenance and repairs. You not only improve the structural integrity and safety of your home but also potentially achieve meaningful savings on your home insurance premiums in doing so.

At Pressure Point Roofing, Inc., we can help you ensure that your new roof is not only built to last but is also cost-effective in terms of insurance savings. Call us today at (541) 772-1945, or fill out our contact form to schedule an appointment. We serve Oregon residents in and around Medford, OR.

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Client Reviews

I just wanna give a shout out to one of your guys who jumped out of vehicle to help me push my van out from 62 onto coker Butte this morning awesome job and thank you so much..

Linda Marie Eppler

No hassles, no stress roofing contractor.

We've worked with a number of contractors over the years doing home improvement projects and I can say that, without question, working with Pressure Point was about as easy as it gets.

Everything about the project, from sales all the way to final inspection, went like clockwork and without a hitch.  They delivered more than they promised, on time and within budget.   We could not have been happier with their personnel, products and services.  Highly recommended!

Steven Belsky

I've changed my review from a 1 star to a 4 stars. Matt Stone got right on a pretty poor job done installing a skylight. He had his guys remove the skylight, move it, repair the roof and inside ceiling to its original state, paint it, repair some external trim that was damaged, and all within a few days after talking to him about the multiple problems. It was really an eyesore from the inside. I'd give a 5 star if this had been done well the first time. The skylight just didn't fit the space I first wanted it and was told it would. More communication about the potential problems might have allowed this to be done right the first time. But, Pressure Point Roofing gets 5 starts for making amends and correcting a pretty ugly problem, very fast! Thank you.

Linda Brown

I needed someone to come out to take a look at a leaky roof. I contacted Pressure Point Roofing, Inc. and they came out the same day. They gave me a quote to fix the problem and I agreed to their terms. It was about 4PM and I knew they closed at 5PM but they stayed and fixed the leak at no additional cost. I was very happy and impressed. Would recommend them to anyone. Thank you Pressure Point Roofing for earning our families trust. Will definitely be doing business with you again.

Dan LePari

Wouldn't be good if I didn't think the best of my own company right?!

Matt Stone

Excellent experience, prompt and professional estimate, showed up on schedule (actually a day early) and did a thorough and complete job. All personnel were professional,polite and great at their jobs. Would recommend to anyone.

Karen Teliantyler-Tyler

I am so happy I chose Pressure Point to replace my 40-year-old roof.  The crew was professional, efficient, and answered all my questions, addressed the few concerns I raised, and made me feel comfortable, trusting them with such a big project.  I couldn't be happier with their work and the look of my new roof.

Mary J Griswold

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